Gather recurring debits (utilities, rent, mortgage, subscriptions) for later cancellation or redirection by the executor
The bank statements, and each service provider directly.
Some steps differ by region inside the country.
Where
The bank statements, and each service provider directly.
How
Download or request a full year of statements so annual payments appear alongside monthly ones.
Write out every recurring debit with the payee, amount, and frequency before cancelling anything.
Mark each one as claim, cancel, or keep paying, since insurance and super contributions may be worth far more than they cost.
Cancel discretionary services in writing, and leave anything protecting an asset in place.
What to bring
At least 12 months of statements for every account and card
A certified copy of the death certificate
This is practical information, not legal, medical, or financial advice.