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Guides / United States

Report the death to the Social Security Administration (often handled by the funeral home, but verify), survivor benefits may apply for spouses and eligible dependents

The Social Security Administration. The funeral home usually reports the death, but you should confirm it was done.

Some steps differ by region inside the country.

Where

The Social Security Administration. The funeral home usually reports the death, but you should confirm it was done.

How

Ask the funeral director whether they reported the death, and get confirmation in writing. Call SSA to confirm the death is recorded, you cannot report a death online. Ask about the one time lump sum death payment for an eligible surviving spouse or child. Apply for survivor benefits for a spouse or dependent children, and ask whether it is better to claim now or later.

What to bring

Their Social Security number A certified copy of the death certificate Your own Social Security number and proof of relationship Marriage certificate if you are the surviving spouse Birth certificates for dependent children

Timing

Report within the first week. Survivor benefit applications should be made promptly since some benefits are not fully retroactive.

This is practical information, not legal, medical, or financial advice.

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