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Guides / United Kingdom

ISAs and savings

Each provider; ISAs may pass to a surviving spouse/civil partner by additional permitted subscription rules where applicable

Some steps differ by region inside the country.

Where

The ISA provider or platform, and NS&I for Premium Bonds and savings certificates.

How

Look for annual statements by post and in their email, these identify each provider. Contact each ISA provider for the value at the date of death. Contact NS&I separately for Premium Bonds, which people forget because they rarely generate statements. If there is a surviving spouse, ask each provider about the Additional Permitted Subscription.

What to bring

A certified copy of the death certificate Account or holder numbers The grant of probate

This is practical information, not legal, medical, or financial advice.

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